River Valley Credit Union
Serving West Michigan
Think River Valley First.
Local banking that puts your goals and your community at the center of everything we do.
When it's time to buy a car, buy a home, grow your savings, or just make life a little easier, think River Valley first. We're not a big bank with a toll-free number. We're your neighbors in Kent, Ionia, and Montcalm Counties, and we're here to help you build something real.
*Membership eligibility required. Subject to credit approval and verification.
Your Money, Whenever You Need It.
With the RVCU Mobile App and ItsMe247 Online Banking, managing your money is simple, whether you're at home in Lowell, commuting through Greenville, or just about anywhere else. Check balances, transfer funds, deposit checks remotely, and pay bills, all without leaving your couch.
Mobile Check Deposit
Online Bill Pay
Digital Wallet
Free Access to 30,000+ ATMs
You Probably Already Qualify
River Valley Credit Union was built for this community, and there's a good chance you're already part of it. Joining means more than opening an account. It means becoming a member-owner of a financial institution that reinvests in the same neighborhoods where you live, shop, and raise your family.
Membership comes with competitive rates on loans and savings, personalized service, and the satisfaction of keeping your financial dollars local.
*Membership eligibility required. Subject to credit approval and verification.
Think River Valley First Before You Head to the Dealership.
Getting pre-approved for an auto loan before you shop puts you in the driver's seat, literally. Know your budget, skip the dealer financing pressure, and drive away with a rate that works for you.
New vehicles. Used vehicles. Refinancing a high-rate loan. We've got options.
APR = Annual Percentage Rate. Financing subject to credit approval, loan-to-value limitations, and vehicle condition guidelines. Rates and terms are subject to change without notice. Membership eligibility required.
Your First, or Next, Home Starts Here.
From first-time buyer programs to refinancing options, River Valley Credit Union has mortgage solutions designed for real people in real West Michigan communities. Our local loan officers know this market, and they're ready to guide you through every step.
Compliance Disclaimer: APR = Annual Percentage Rate. River Valley Credit Union NMLS #774813. All loans subject to credit approval and underwriting guidelines. Rates, terms, and conditions subject to change without notice. Equal Housing Opportunity. JoAnn Pugh (NMLS# 168895). Jordan Boon (NMLS# 1853096). MMS Mortgage Services, Ltd. NMLS# 131062.
Banking Rooted Right Here.
River Valley Credit Union has been part of this community for decades. We sponsor local events, support area schools, and show up at the same farmers' markets, festivals, and Friday night games that you do.
When you bank with us, your deposits stay local, supporting loans for your neighbors, funding for local businesses, and a stronger West Michigan for everyone.
We're not just in this community. We are this community.
Member-Owned Since 1965
Serving Kent, Ionia & Montcalm Counties
30,000+ Surcharge-Free ATMs Nationwide